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Abdul Latif Jameel Motors: Introducing Saudi Arabia’s First Women’s Only Motor Event

Travon Marner
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Abdul Latif Jameel Motors: Introducing Saudi Arabia’s First Women’s Only Motor Event

Abdul Latif Jameel Motors is making history. Its latest initiative, Rally Jameel, is a women’s only rally, the first of its kind in Saudi Arabia and the Middle East. Launched in an effort to encourage more women into the world of motorsport and navigational rally driving, the event is part of a larger vision of women empowerment programs championed by the family-owned, globally diversified business Abdul Latif Jameel (ALJ) and inspired by Saudi Arabia’s Vision 2030. The principal concept is this: that for a modern nation to thrive, it must empower the women of its society in all sectors, including sports.

This is how Rally Jameel is inspiring women across the world and why ALJ’s Deputy President and Vice Chairman, Hassan Jameel, sees this as a venture that has the power to drive positive social change.

Rally Jameel: A Historic Event

“I’m a daughter, a wife and mother, as well as being a surgeon. But my passion for rallies started at a very young age…” Dr Fatima Bananz is the driver for the Desert Healers, one of the teams that competed in Rally Jameel. She is one of many female racers from Saudi Arabia who took part in the inaugural event. For her, the rally opened up a wealth of new experiences and fueled her desire to continue competing in her sporting field. “My aim is eventually to race in the Dakar rally,” she says.

Abdul Latif Jameel Motors

Rally Jameel is a navigational rally, designed to challenge the driving and navigating skills of the participants, as opposed to testing their speed. In a first for the nation, all 34 teams were made up of female drivers and co-drivers. Together, the women covered 1,105 kilometers over three days, tackling both on-road and off-road terrain, as well as a series of hidden checkpoints and challenges. The route began in the city of Hail and concluded in Saudi Arabia’s capital, Riyadh, at the Rally HQ, the location of the newly opened Shaqra University. On the way, the rally passed by some of the region’s most interesting historical sites, including UNESCO world heritage site Jubba.

An Incredible Opportunity

All the women drawn to Rally Jameel differ in their backgrounds and aspirations but have one thing in common: a passion for racing. Another Saudi Arabian inspired to take part was Nujood Zahid, from the Urban Bedouin team. Zahid was the first person to sign up for the rally, applying online just three minutes after the website opened for applications. “When I first heard about Rally Jameel I thought this is really of interest to me…the idea of racing against other women that share the same passion was an incredible opportunity. I’m very excited to be part of it.”

The empowerment of women comes in many forms, but access to new opportunities is key. In establishing Rally Jameel, Abdul Latif Jameel Motors has created a unique platform for women to challenge themselves, make fruitful connections, and reach new heights of rallying success, all the while inspiring younger generations of female drivers and motorsports enthusiasts along the way.

Hassan Jameel explains that the motorsports event was inspired by Saudi Arabia’s mission to empower women under Vision 2030. While Abdul Latif Jameel Motors is “honored to help drive women’s participation in sports through Rally Jameel”, Hassan Jameel recognizes that this mission for empowerment does not end with the conclusion of the first rally. Abdul Latif Jameel Motors is committed to building on the event’s success and further supporting the progressive transformation of Saudi Arabia.

Change on a Global Scale

This progress in women empowerment is not limited to Saudi Arabia, either. The first Rally Jameel, which took place on 17-19 March 2022, welcomed teams from all over the world, representing a total of 15 countries and 4 continents. In bringing together women from many geographical backgrounds to share this significant experience, the event reflects ALJ’s global reach.

Despite the business’ proud Saudi Arabian roots, ALJ has diversified into several sectors around the world and now has a strong presence in 30 countries. For the family-owned enterprise, the purpose of its endeavors cannot be purely profit-based. The Jameel Family also carefully engages in a wide-variety of philanthropic activities.

The Future of Women in Motorsports

As all teams crossed the finish line safely, the first-ever Rally Jameel proved a resounding success for the individuals who took part, each displaying, in Hassan Jameel’s words, “outstanding teamwork”. But the groundbreaking event also marks a triumph for the future of women in motorsports. Despite attracting a number of well-known female rally racers, most of the entrants were newcomers to the rally experience. As Hassan Jameel explains, influencing real social change requires opening up all avenues of society to women. “We believe Rally Jameel will play a major role in driving women’s participation in global motorsports, and we are committed to building on this success.”

About Hassan Jameel

Hassan Jameel is Deputy President and Vice Chairman of Abdul Latif Jameel, a globally diversified family-owned business, founded in 1945 by the late Abdul Latif Jameel. A member of the board of ALJ, he heads the company’s domestic operations in Saudi Arabia, including its automotive, real estate, land, machinery, and mobility divisions.

Hassan Jameel is also Vice Chairman of Community Jameel, an independent, global organization advancing science to help communities thrive in a rapidly changing world.

Prior to his current role, Hassan Jameel worked at Toyota Motor Corporation in Japan and was a Rivian board member. Alongside his work with ALJ and Community Jameel, he currently sits on the UTokyo Global Advisory Board for the University of Tokyo and the MIT School of Engineering Dean’s Advisory Council.

Learn more about Hassan Jameel.

How To Choose The Best Divorce Lawyer

Travon Marner
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How To Choose The Best Divorce Lawyer

A divorce can be a tumultuous phase in our life. Getting the assistance of a good divorce lawyer can help you sail through these difficult times. Today we are going to guide you through the process so that you can get the legal advice needed at an affordable price.

  • Primarily, you need to decide on the divorce process you wish to use. Here you might choose between litigation, mediation, cooperative divorce, and collaborative divorce. Next, you will have to start searching for a divorce lawyer who carries experience in the said field. This will keep you satisfied with the case results.
  • Everyone going through a divorce requires legal assistance but everyone cannot afford to get the services of the most premium divorce law firm. It is ideal to opt for a law firm that is well equipped to handle a divorce especially if it involves a lot of assets. A simple consultation with the lawyer might serve you best if you have a short marriage, no real estate, no kids, and are not dividing your retirement plans.
  • We all have a budget in mind while choosing a divorce lawyer. While no one wants to spend a fortune behind these professionals, you shouldn’t be penny wise and pound foolish. Rather you need to balance the type of legal service required from a Houston family attorney with the cost of services that can be afforded by you.
  • Throughout this entire process, you should be honest with yourself. If you have a six-figure salary and can afford a divorce lawyer then there is no point in negotiating for cheaper services. However, if you have no equity in your home, are living paycheque to paycheque, and have nothing in your savings account, then getting an expensive divorce lawyer can make you end up in bankruptcy court.
  • The best way of getting a divorce lawyer is enquiring around. You can ask your acquaintances who have been through a divorce and were satisfied with their services. If you know non-divorce lawyers, then you can ask for their references since lawyers share a close-knit network and know each other well.
  • While searching for a divorce lawyer, we often seek the assistance of the internet. However, you should use the internet wisely and shouldn’t get sucked in by the lawyer having the most glamorous website. You must remember that law firms often pay to get a premium ranking of Google. It is best to use the internet for validating referrals and gathering information.
  • Lawyer rating agencies cannot be believed to be infallible. Often a lawyer who doesn’t participate in a rating site’s program and chooses not to advertise might end up with a poor rating despite being excellent in their field of work. Ethical restrictions in some states prevent lawyers from taking part in legal rating websites. You should also understand that divorce inflicts an adverse impact on the minds of people and they might complain even if a lawyer does an excellent job for them.

Conclusion

Getting the best divorce lawyer is easier said than done. However, you should follow your instincts and take a look at the experience meter of the professionals for finding the best pick.

The Federal Reserve’s Past and the Present Actions Impacting the Yield Curve

Travon Marner
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The Federal Reserve’s Past and the Present Actions Impacting the Yield Curve

U.S. Yield Curve – Studying the historic cycle

Yield curve is a graphical representation of interest rates at varying maturities. Short term interest rates are influenced by Central Banks/U.S. Federal Reserve Policy. These short- term interest rates rise when the Federal Reserve is expected to raise the rates and falls when it’s expected to cut interest rates. The rest of the yield curve is determined by an open market so to speak. Long-term bonds are influenced by factors such as demand – supply, inflation outlook and economic growth.

Types of Yield Curves

Types of Yield Curves

 In 2017, as we see in the graph on the left, this type of yield curve is called “Normal Yield Curve”. This is the most common yield curve also known as “positively sloping yield curve” where the yields are lower for shorter maturity bonds and increase steadily as we move towards higher maturities. Such a yield curve also implies stable economic conditions.

From 2016 to 2018, The FED continued to increase the shorter-term interest rate target (a target of 2.25% to 2.5% in December of 2018) due to continued strengthening of labor markets and economic activities. A strong economy also depicts that consumers and businesses are financially stable to access credits at higher interest rates. In 2018, the Fed Reserve was also shrinking/unwinding their balance sheet by letting the bonds mature or run-off without replacing them.

Albeit we saw the flattening of the yield curve in later half of 2018. This occurs usually when the yield on long term securities falls or short-term rises more than the longer term that leads to flattening of the curve, also flatten occurs when there is a transition between the normal yield curve and inverted yield curve. Long-term debt instruments are riskier than short-term, and they fluctuate more.

In 2019, the Federal Reserve cut interest rate for the first time since the recession (2008) due to impact of trade war and global slowdown of economies. The move taken by the FED was considered as favorable and just as “an insurance against potential speed bumps for the economy, including rising trade tensions and slow down in global economic growth”. However, the yield curve now slightly titled toward downwards.

As we can see in the graph, in February 2020 the yield curve titled towards inversion (investors were growing concerned about COVID-19 pandemic).

The “dreaded inverted curve” occurs when the yields on short-term Treasuries are higher than yields on long-term Treasuries. A prolonging inverted yield curve is also considered a sign of recession or bear markets.  Bond investors are sensitive to the Fed’s actions and comments regarding future interest rate outlook and economy.  As investors flock to the long-term Treasury bonds, the yields fall, and bond prices go up (see-saw effect). The demand for long-term bonds increases as investors believe that they will make more by holding longer maturities in the event if recession is onset.

In March of 2020, due to the coronavirus outbreak, the FED took an emergency move of dropping the short-term rates to near zero and launched several quantitative easing programs. As we see in the chart, the yield curve is now steeping. The gap between short- term bonds and long-term bonds increases. Again, the shorter end of yield curve is influenced by Central Banks policies.

The long-term bond yields had risen in early 2021 on signs that economy is reviving. With the increase in vaccine rollouts and another large stimulus package in 2021, optimism kept growing that economy will soon be back to normal and interest rates will start rising eventually. However, at that time most of the analyst did not expect the FED to increase short-term interest rate targets anytime soon. Though, the market had priced in a potential interest rate increase in near future based on rising inflation, reducing unemployment rate & improving economy.

Now, fast forward to today, the center of the news has been the risk of inversion of the yield curve. Historically an inversion of the yield curve has been an indicator of impending recession though this is not always accurate, and we have seen false positives in the past. Markets tend to pay more attention to the spread between short term 2-year Treasury note and long term 10-year Treasury. The yield curve slightly inverted and for a short period of time in the last week of March 2022 i.e., 2-year (2.44%) notes were yielding higher than 10- year (2.391%). But others such as the Fed, pay more attention to difference between 3-month (0.533%) and 10-year (2.391%) – where there is no inversion. The National Bureau of Economic Research (NBER)— defines a recession as “a significant decline in economic activity that is spread across the economy and that lasts more than a few months.”

We are in a unique and unprecedented situation today due to higher inflation, supply chain disruptions, no sign of end to the Russia and Ukraine crisis and the relentless Covid-19 surge in cases across globe. U.S. Inflation is at records high with March 2022 data coming up at 8.5% (CPI). To combat higher inflation, the Fed raised Fed Fund rates for the first time since the pandemic by 25 basis points and has signaled seven rate hikes in 2022. Market is pricing in 50 basis point hike in next May meeting and the future markets are pricing in Fed Fund rate to be around 2.5% by year end. The Fed is aiming at reducing liquidity from the financial system by tightening the monetary policy. In other words, reducing the supply of money to curb inflation. This makes money more expensive to borrow and less widely available.

Rise in Interest Rate’s typical effects are:

When Central Banks change interest rates, it has ripple effects throughout the economy.

  1. Lowering the interest rates makes borrowing cheaper. This encourages consumer and business spending. However, when interest rates increase, it has a reversal effect on borrowings and spending’s and reduces consumer confidence.
  2. Rising interest environment negatively impact companies that are highly leveraged for example “Tech companies”.
  3. Banks are generally profitable as they benefit from higher interest rate. The lending rate goes up (mortgage rate increases) and thus increasing profit margins.
  4. Inflation tends to increase as well, although the real interest rate (nominal interest rate minus inflation) could still be positive.
  5. Interest rates also impact bond prices. There is an inverse relation between bond prices and interest rates. Longer maturity bond prices tend to be more volatile in relation to interest rates.
  6. Higher interest rates have positive impact on dollar. Increase in interest rate attracts foreign investments and thus increasing the demand and value of home country’s currency.

The recession is not imminent yet, but it is time to bring back on our radar. Economic readings and data have been weaking recently, which is likely to continue for the near future and thus increasing the probabilities of a recession.

About the Author:

Komal Motwani, CFP ® is a Senior Investment Analyst, with over 10 years of experience in the field of Investments and Financial Planning. She has worked and studied in institutions across the globe, from India to Singapore and the US.

Disclosure: Komal Motwani, CFP ®   is a senior investment analyst at Yanni & Associates Investment Advisors, LLC., a Pennsylvania-based registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and, unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein.

Why Dry Suction Excavation Has Become the Number One Choice for Construction Sites

Travon Marner
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Why Dry Suction Excavation Has Become the Number One Choice for Construction Sites

In recent years, innovative dry suction excavation technology has become more readily available in Canada and North America. These machines have a range of benefits for construction sites and have quickly become the number one choice for people who want to easily and efficiently carry out excavation as part of their construction project. This solution is economical and environmental, as well as providing more streamline services than previously available technology.

What is Dry Suction Excavation?

Dry suction excavation involves the use of advanced pieces of equipment known as vacuum trucks. These trucks are versatile and robust, utilising suction technology to quickly remove soil and other materials during the excavation process. Many of these trucks offer both hydro and air excavation. The patented technology provides the highest degree of gravity separation and is suitable for any project, from railway projects, to municipal projects, to mining projects, to industry projects, and more. The flexibility and high quality solutions provided by the dry suction excavation process is why this machinery has become the number one choice for many construction sites.

What are the Advantages of Dry Suction Excavation?

Advanced Technology

The versatility of these trucks is highly beneficial for the construction process as you will only require this one machine to carry out both wet and dry excavations. The dry suction option is particularly popular as it is up to 4 times more efficient and does not require any water. You are also able to dump on site with these innovative machines.

Environmentally Friendly

This leads us to the next advantage. Dry suction excavation, on top of being more efficient, is also more environmentally friendly as all that is required is air! Avoiding using excessive water and also avoiding soil contamination is highly beneficial for a construction site. This will also reduce disposal costs and make the process and overall more streamline one.

Low Cost

Vacuum trucks are a significantly more affordable option than other technologies or than manual options. Their versatility and adaptability also allow you to utilise more services for a lower price than seeking them separately. Construction projects can be expensive, so it is important to find solutions that will not make you go over budget. That being said, these machines do not force you to sacrifice quality. They are a low-cost yet highly effective option for your project.

Conclusion

Soil extraction is made exponentially easier with the use of dry suction excavation. Vacuum trucks continue to be the number one choice of equipment for people looking for efficient and convenient excavation services. The machines are unmatched in terms of the productivity that they allow and the benefits that they provide.

Redefining Ordinary Phone Cases Into Extraordinary

Travon Marner
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Redefining Ordinary Phone Cases Into Extraordinary

thepoetfriend.com is about making an impact

A Canadian owned phone case brand creating waves amongst all generations. Thepoetfriend.com is an online boutique that primarily sells compostable phone cases which are 100% biodegradable. The collection is not just limited to eco-friendly phone cases so there is something for everyone. This online boutique flaunts a variety of cases made from polycarbonate to hybrid TPU materials that factor in durability and longevity alongside its remarkable aesthetics.

What is unique about this store is that these phone cases do more than just providing protection to the smart phones. These cases are intended to make a visual impact with designs that have a story to tell, many of the visual stories imprinted on these phone cases evoke contemplative sentiments that are inspirational and uplifting. The online boutique offers an amicable user experience and a wide range of designs to choose from. The boutique has garnered some raving reviews around the subtle distinctiveness their products have to offer especially the enriched notes and moving visuals that are current and give a lift to anyone who needs a boost.

This is a brand evidently here to stay. The world we are living in is nothing less than chaotic and bustling with anxiety and stress especially amongst the millennials and Gen Z’s. There is a pressing need to ensure they are reassured and not alone in the path they walk today. With smart phones taking over the world, a device that’s never left alone what better way to validate that we are in this together through constant reminders. At thepoetfriend.com, the phone cases do just that through their visually poignant designs.

Lifestyle is defined by consumer choices whether it’s going green or making decisions that impact social and environmental aspects. Thepoetfriend.com does an exemplary job by giving back to its communities. What’s interesting is that the customer has complete control over what charitable cause to be attributed to from the list of aid organizations available. They have taken this one step further by creating an eco-conscious shopping experience. The customer has the option to offset carbon emissions meaning when an offset is purchased, these funds impact projects that reduce greenhouse gas (GHG) emissions like protecting forests or building wind farms.

Their mission is to make every effort in adopting sustainable practices. Keeping this in mind the products are made on demand to avoid storing stock which in turn avoids the overproduction and wastage that comes from unused and distressed products. In short, these are made to order products.

The online boutique is worth a look with some brilliant designs, clearly not afraid to express thoughts and moods and it can’t get any better with their ongoing socio-environmental commitment to make our world a better place to live.

Who would have thought an ordinary phone case can foster a reflective connotation to life and not limited to mere lifestyle device.

Meet your poet friend-

Thepoetfriend.com is a small online business founded by an unrelenting entrepreneur who also happens to be an enthusiastic mother & a daughter from Vancouver, Canada. The idea of starting an online boutique with refreshing phone cases came from this indefinite passion to make a small difference in the lives of the people.

Learn more about your poet friend and their products by visiting thepoetfriend.com. Follow your poet friend on social media platforms such as https://www.instagram.com/poetrybyneetha and https://www.facebook.com/poetrybyneetha

Everything You Need To Know About Lentrade LLC

Travon Marner
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Everything You Need To Know About Lentrade LLC

The cryptocurrency revolution is well and truly hit the mainstream, and Lentrade is one of the investment companies that are showing the rest of us how it’s done. Their bravado and attention to detail in keeping their clients happy and flush with cash is certainly enticing enough – one only has to factor in the incredible number of safety nets they have employed to think twice about assuming they’re just another money grubber.

Run By Financial Experts

The investment side of the investment platform should ostensibly come from a place of expertise and relevant information. Lentrade comes out of the gates by being established by financial experts with years of experience in the field, and across multiple avenues.

We’ve all seen too many of these platforms in the past being run by programmers, most of whom do not perceive the market as intuitively as the financial team running the show at Lentrade – they have a number of guarantees with their service that look quite lucrative to say the least.

Certified & Secure

Lentrade has all the necessary and expected layers of security and assurance in their DNA. Certified for legal investment purposes and utilising the latest SSL certifications to alleviate worry about potential data breaches and seizures. They’re also a registered LLC which adds an element of legitimacy that other companies seem to be lacking in the space.

No company gets to 400,000 investors without doing a few things right, so it stands to reason that the growing and burgeoning investment group must know what it is doing across the board.

The Whole Gamut Of Investment

Being the forward thinkers that they are, Lentrade doesn’t restrict itself to a singular avenue of profit for their investors. They look toward the safe and the ambitious future with investment interests in everything from Gold to Cryptocurrency mining, TESLA, the production of Bitcoin ATMs and much more. Their platform also allows crypto-crypto transfers and exchanges and they’re consistently mining Bitcoin for more secure results.

All of these vested interests are accruing more and more attention by the general public and have a lot more buying power than ever before. Thus far, Lentrade has exceeded any and all expectations by garnering over $350m in investment capital and facilitating a reported $800m worth of payouts for their clients.

Multi-Tiered & Beginner Friendly

While it always appears to be the richest of the rich who get a slice of the pie in the investment world, the rising popularity of beginner-friendly platforms have allowed more people from all walks of life to enter the investment game to a staggeringly impressive endgame.

Lentrade allows investors to jump in for as little as $500 which admittedly gives a lower yield, but still provides an enticing return for the low risk. Thanks to their years of experience in the financial sector, they can also handle the big fish with investment opportunities for up to a million dollars that provide an exceptional return rate.

Find out more about Lentrade here – we know where we’ll be going for the next investment.

Antroya Debt Collection Law Firm Leading Debt Collection Company in Turkey

Travon Marner
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Antroya Debt Collection Law Firm Leading Debt Collection Company in Turkey

Debt Collectıon Practıce In Turkey

In practice, debt recovery in Turkey is initiated by Turkish debt collection lawyers who are the local and experienced legal professionals specialized in this field of work, or Turkish Debt Collection Offices who also known as ‘’Debt Collectors’’ in Turkey.

Debt Collectıon Laws And Procedure

Debt Collection in Turkey, also known as Debt Recovery in Turkey is regulated with Enforcement and Bankruptcy Law No.2004. To reach the law, you may visit https://www.mevzuat.gov.tr/mevzuat?MevzuatNo=2004&MevzuatTur=1&MevzuatTertip=3

The Begınnıng Of The Collectıon

Firstly, the process starts upon the demand of the creditor regarding the collection by the Enforcement Office. Secondly, Enforcement Office sends an official payment order to the debtor. If debtor doesn’t object within the 7-day period, then the creditor may have the right to seize the assets of the debtor.

The Annulation Process

Debtor may object the debt and/or the jurisdiction within the 7-day period given by the Law No. 2004. As a result, creditor has to bring the matter to the court demand an annulation of the objection. Statute of limitations for annullation is one year, after Enforcement Office sends the objection to creditor. If there is a mandatory alternative dispute resolution provision such as mediation or arbitration, creditor should apply to the relevant authorities within the given statute of limitations. The court makes its decision based on the evidence provided by the parties. If the court decides in favor of the debtor, debtor eludes the enforcement. If the court decides in favor of the creditor, court annuls the objection creditor shall have the right to seize the assets of the debtor.

After Annulation

After annullation of objection, creditor may demand seizure from the Debt Enforcement Office, by submitting the seizure costs. Upon the demand of the creditor, Enforcement Office seizes the all assets of the debtor. Those assets include bank accounts, vehicles, salaries and real estates.

After seizure, creditor demands from the Enforcement Office for valuation and public auction of the seized assets. Enforcement Office distributes the collected amount among the creditors after the auction.

Antroya is a member of numerous global debt collection organizations, such as FENCA, the Federation of European National Collection Associations, while also being in compliance with the standards of the related international organizations such as ACA and IACC. For further information, you may visit https://www.antroya.com/practice-area/no-cure-no-pay/ .
Antroya is also a preferred partner of EOS Global, a worldwide debt collection portal for international debt collections. To find information about EOS Global, you may visit https://eos-globalcollection.com/

If you would like to work with one of the best debt collection office in Turkey, feel free to choose Antroya, who handles thousands of enforcement cases that came to our office from around the world, with its staff that experienced and specialized in the area of international debt collection. To see our team, you may visit https://www.antroya.com/our-team/.

Clarification of Sir Roger’s Big Bang Theory – Bani Foundation, the Path to Truth

Travon Marner
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Clarification of Sir Roger’s Big Bang Theory – Bani Foundation, the Path to Truth

“About spiritual knowledge, If you cannot take and carry all the water of the river, you should taste it as much as thirst..”

– Molana Jalaledin Rumi

There are many unknowns in this world that many of them cannot be solved by only scientific findings, at least not at this time. However, the spiritual masters have revealed many of secrets of the world that scientist found the evidence later. As mystics say there is another way to find the truth about the creation and that is by delving into the inner worlds and the divine knowledge.

Bani Foundation is a base for those few people who thrive hard to gain the spiritual knowledge and pass it on to those who are eager about it. This world as important as it is for many, is very small comparing what exists, and occasionally, everybody needs to be reminded about it.

The founders of the Bani Foundation aim to guide many who lose their path in search of eternal wisdom; let them know peace is not unattainable; happiness is not unrealistic. People just get lost in their dreams and basic needs, since they find it hard to make ends meet. And with the Bani foundation by their side, they can obtain what they lost in the race of marching forward.

The New Scientific Findings by Nobel laureate Roger Penrose says Big Bang didn’t start our universe, there was another universe before it

“ In a time of destruction, create something.”

–Maxine Hong Kingston

Bani Foundation

Kamal Almasi-Jaf, the Bani Foundation Ki-Onkar Teaching’s founder did some research from 2018 to 2020  for his new book, “The Battle of Gods”. The ways that Bani Masters do the research through Bani Vidya, the Inner science and vibrations of the atoms, are different from scientific methods. This book is written in Persian and the English version will be published this year. This book confirms the new theory of  Sir Roger Penrose’s about the Big Bang and was written before this theory came out.

Kamal Almasi says; According to the Kalpa Cycles, each creation is called Kalpa, each Kalpa is approximately 5 million vibrational years. In every big bang that has happened, the previous world was destroyed, and a new creation started.

Kamal Almasi-Jaf known as Kateb, is the founder of Bani Teachings. Bani Teachings is the continuation of light and sound teaching stream thought by many Soul Ambassadors throughout the history with different names. People call it a mystery or Mysticisms. Bani is the Word or Logos that is famous in ancient history. They all talked about Holy Spirit that is the light and sound of God.

Holy Spirit has found its way in Christianity as well. But this teaching is not a religion, and no one can claim it as their own. Since, the Love of God and IT’s Light and Sound is given to everyone like the sunlight. Only those who know how to connect with it can use this unlimited fountain of spiritual knowledge and wisdom.

After a long wait and endless hustle against all the odds, Kamal’s hard work was paid off when in 2020, the Bani Foundation got registered with the United States of America, Nigeria, and Canada. Slowly, the Bani Foundation is growing and expanding all over the world, in Europe, Asia, North America, and Africa. Since the beginning, the Bani Foundation had to go through a lot of ups and downs, but those who experienced the beauty of living in God and divine knowledge, they made sure to stay determined and focus on their path to God.

Bani Foundation is the institute that helps everyone get connected to the Inner Master and Bani, the Light and Sound of God, to tap into the unlimited wonders of Spiritual knowledge.

Author: Kamal Almasi @ Bani Foundation

Guillermo “Memo” Salinas: Entrepreneurship Runs in the Family

Martin Haglin
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Guillermo “Memo” Salinas: Entrepreneurship Runs in the Family

Few family dynasties across Latin America have accomplished the level of success and prestige boasted by the Salinas family. The name is synonymous with historic entrepreneurial success and unbridled innovation, the family has positively effected a wide range of industries across Latin America and Mexico for nearly 115 years.

As anyone who knows them can tell you, the Salinas family has a sterling reputation for success in business and positive impact through philanthropy and community development. In the 1950’s, they completely revolutionized the retail economy with their conglomerate business called Grupo Elektra – and Guillermo “Memo” Salinas is following in his family’s footsteps.

Guillermo´s connections and knowledge of various economic pillars including finance, law, construction, e-commerce, retail and even philanthropy make him a highly sought after individual in the world of business.

Recently Salinas joined forces with Jordan Belfort, who is better known as “The Wolf of Wall Street,” to collaborate and bring Belfort’s incredible program “Straight Line Hiring” to Latin America.

We recently got the opportunity to interview Memo where we discussed a range of things from his successful family history to the things he has learnt as an entrepreneur. Check out the interview below:

Growing up in one the most respected families of Mexican entrepreneurs, how do you think your upbringing was different?

Well, since my family has always been raised under a “hard work first, more hard work second, and personal reward comes last” mindset, my parents never really bought me expensive things, even if they could afford them. Of course, when I “deserved” it if I made amazing grades in school or did well academically, I would get some presents here and there, but nothing even close to what other affluent friends of mine got for the sake of it being, say, a Friday.

Do you think you learned things most kids didn’t from a young age?

I learned quickly that nothing is for free, things take time, and that the place where I was born comes from a place of hard work and effort from the legacy of the elders in my family. Young kids especially— the ones from “rich” families here in Mexico, have this issue with wanting to stand out by showing off their wealth through possessions like watches, cars, etc. and it’s funny because it’s not their personal wealth, it’s their parents’ and sometimes even their grandfather’s. As soon as you have a conscience it’s ridiculous to think that what you were born into is yours or you deserve it.

How do you think your Great Grandfather Hugo Salinas Price, Uncle Ricardo Salinas Pliego, and Father Guillermo Salinas Pliego influenced you professionally?

I think they all did in their own way. My great grandfather was a hardworking man, very ambitious, but in a moderate way. I’ll never forget the day he told me before lunch, “Stop eating walnuts, you will ruin your appetite for the good food.” I was five years old and learned that better things come if you have patience. .

My grandfather taught me that there is joy in the little and simple things in life, and that you might have the best of the best of everything from a material standpoint, but at the end of the day it’s worthless if you don’t have your family, and loved ones together. Also he taught me the importance of reading. His mind is like a library, he just knows so much. He is for sure the man that knows the most of anything and everything that I know, and I know a lot of old smart, intellectual, and well read people.

From my uncle, I learned that you must hire the best people at their task/given position. I learned to trust in your selected key people and delegate almost 100% their work and decisions to see the managed business thrive with productivity.

My father taught me hard work. He told me, “Life is work, and the quicker you will realize it, the happier you will be.” This made me think a lot because if you WORK at what you LIKE/LOVE to do, you will be happy every day.

Following in the footsteps of a multigenerational entrepreneurial family, how do you see yourself differing in the way you conduct business in comparison to your elders before you?

I don’t see much change. The basic principles withstand and will always be the base of business. “THE IS CLIENT IS FIRST!” or “The Client Rules!” That’s #1 Rule. This would probably apply that to the technology side of my business the most since technology changes every day.

With such a diverse background and so much experience in so many different areas of business, how do you maintain a sense of cohesion across all areas of your businesses?

I have learned to delegate and trust certain key people. I have learned that I have to hire people that are BETTER than me in their specific area, and not to let my ego get in the way of that, and let them do their area of work their way, which they know better than me.

Also every institution or company that I manage has something to do with the other in some way. At the end of the day, I am the one putting in the money behind them.

Is there a business or industry that you tend to gravitate toward more? Do you have a favorite?

Finance. Everything about it. Investing, financial and fiscal planning and efficiency, financial advisory… Possibly banking later on in my career? I want to grow these companies as much as I can, bigger than any other.

Can you tell us about the journey of your business DECAS and how it led you to create AXIS?

Well DECAS (construction company) first of all was born in an era when construction in my city of Monterrey was booming, so it was relatively easy to grow if you worked hard for it. But around 2010 things got a little sloppy and I was struggling to keep fixed costs at the lowest for my company, which turned me to focus more on the financial side of DECAS making way for the birth of AXIS about two years later. Forming a group of companies with activities in financial services, financial planning, financial advisory, construction, marketing, transportation and law.

What inspired you or incited you to establish EXISTE ABP? What was that process like?

It’s something that happened one day to the next. I was at my apartment in Mexico City, around April 2013 and a girl I was talking to told me: “Memo, You should go do things for people.” And I was like “What? What do you mean?” and she told me “You have a lot going in your life. You seem to be having fun, to be financially stable, to be happy, etc. Why don’t you go ahead and give back, whatever/however you can?” And I told her “You know what I am going to start my own foundation but it won’t have my name, so it really serves as an honest, real purpose and it will inspire people want to be involved in it for good.” And that’s the day I decided to establish EXISTE ABP.

Growing up in Mexico, do you feel you had any advantages and/or disadvantages when it came time to launch your career?

I think Mexico really serves as a solid realistic ground for launching a business, because if it’s good, it’s going to show real quick. People here have money, not credit, so they are very careful about what they’re going to put their money into and why, versus the rest of the first world’s countries in which their entire economy revolves around credit etc. It’s easy to spend there; over here, no. So any product or service you are selling, if it’s not good, you will know it fast.

Can you tell us a little bit about how your partnership was established with Jordan Belfort and Straight Line Hiring?

I met Jordan in Las Vegas one night at an Aerosmith concert and we clicked very quickly. I talked to him about how much potential Mexico has in future young talent and how much more than ever before people are eager to learn quickly and become independent, and how schools don’t really teach them to develop to their full potential. That’s when he told me about his Straight Line Hiring program and I told him how we could establish that in Mexico to make it work to the needs of the Mexican people.

What are some of your goals and/or desires for your partnership with SLH?

#1 to create the most efficient, most intelligent, and best future salesmen and women for the great Mexican companies and corporations which I have seen first-handedly how they lack tremendous sales force talent.

Looking ahead, what are you anticipating for your future professionally? Do you have any goals, ideas, or new ventures that you’re pursuing?

I think I have a lot on my table to work with for now. But one thing is for sure: Growth, growth and GROWTH! And to always be the best of the best in what I do, and always give back.

To learn more about Guillermo “Memo” Salinas, visit his site – https://memosalinas.mx.

 

Five Tips For Adding Muscle With Bodyweight Exercises, According to Fitness Expert Ilija Jahura

Travon Marner
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Five Tips For Adding Muscle With Bodyweight Exercises, According to Fitness Expert Ilija Jahura

If you’re looking to put on muscle, you don’t need to have weight machines at your disposal. As personal trainer Ilija Jahura explains, simple bodyweight exercises are extremely effective for weight training.

If you don’t have access to a gym either inside or outside your home, you can still grow muscle. Here are five tips for how you can add muscle using bodyweight training exercises.

1. Constantly Step It Up

add muscle

If you want to add muscle, you need to constantly push the limits of what your body can do. In terms of bodyweight exercises, this means increasing the volume of your reps, giving yourself shorter periods of rest or even adding weight to your body.

As you do bodyweight exercises more and more, your body is eventually going to get used to the amount of weight it’s being asked to lift, the number of reps it’s being asked to do and the amount of rest you’re giving it.

A great way to add muscle is to constantly push the envelope when it comes to these three things.

2. Monitor Your Reps

build muscle

If you’re looking to get healthier, then doing a constant number of reps is what’s important — not necessarily how many reps you do or whether you ever change it. If you’re looking to build muscle, though, you should constantly monitor your reps to see if you’re pushing yourself.

It will take some experimentation to figure out the right number of reps for you. Generally speaking, you should aim for about 25 reps for each group of muscles every week. The intensity should also be sufficient to challenge yourself.

3. Increase Tension

body builds muscle

Your body builds muscle the more time it spends under tension. In other words, the more strain you put on muscles, the more they’re likely to grow.

You can achieve this through bodyweight exercises by slowing your movements down. People have a tendency to try to power through exercises as quickly as possible to get them done. When you’re trying to build muscle, it’s best to slow that down, thereby increasing the amount of time your muscles are under tension.

4. Don’t Stop

build muscle is to follow the AMRAP strategy

Another great way to build muscle is to follow the AMRAP strategy, which stands for as many reps as possible. Instead of doing an exercise for a set number of reps, you’ll simply do as many reps as you possibly can, until you can’t do any more.

If you’re going to take this strategy, pay extra attention to your form. You don’t want to compromise form and put yourself at risk of injury just to pump out as an extra rep or two.

5. Compound Exercises

Bodyweight exercises

A big part of building muscle is having multiple muscle groups work in conjunction to complete an exercise. Bodyweight exercises are great for this by default, as Ilija Jahura says it’s often difficult to isolate only one muscle group when you’re doing them.

When multiple muscle groups are forced to work together, it’s much easier to build muscle. So, come up with multiple bodyweight exercises to do, and create a plan for yourself.

About Ilija Jahura

Ilija Jahura is a fitness and health expert based out of Kelowna, British Columbia. His main focuses include diet planning, cardiovascular development, as well as hypertrophy training and muscle-building. But at the end of the day, Ilija is committed to helping his clients become the best possible version of themselves — not only in the gym but also in life — by helping them achieve their dreams and goals.

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